Instant Answer The best camera phone below ₹45,000 in India right now is the realme 16 Pro+ 5G . In this ranking, it takes the top spot because realme pairs a 200MP OIS main camera , 50MP 3.5x OIS telephoto camera , 50MP front camera , Snapdragon 7 Gen 4 , 144Hz AMOLED display , and 7000mAh battery , while realme’s India pages currently show ₹43,999 pricing. If your budget tops out at ₹45,000, this is now a genuinely competitive camera-phone segment in India. You can get phones with OIS, dedicated telephoto lenses, strong selfie hardware, and solid 4K video, but the realme 16 Pro+ 5G stands out as the most complete hardware-led package for buyers who want one phone that covers portraits, zoom, selfies, battery life, and day-to-day performance without crossing the budget line. That #1 placement is an editorial ranking based on official hardware pages and current India pricing, not on independent lab testing. Best Camera Phones Below ₹45,000 in India 1) realme 16 Pro+ 5G — Best o...